Deep-Tier Supply Chain Finance, Anchored by Corporate Credit
NexA is a regulated platform for the tokenisation of approved trade receivables. It allows Suppliers at all tier depths to access affordable liquidity backed by Buyers.
The problem we solve
Traditional and alternative finance have grown, but SMEs still struggle to join in. Strict liquidity & collateral requirements and high operating costs leave over 1M Malaysian SMEs — which contribute 38% to GDPs — underserved. We aim to change that.
180 days
Payment gaps
Suppliers wait months for payment, starving them of the cash needed to fulfil new orders and grow.
70%+
Invisible deep-tier suppliers
Tier 2 and Tier 3 suppliers are unknown to the Anchor Buyer — and entirely excluded from conventional supply chain finance.
>50%
SME applications declined
SMEs pay premium rates for working capital, when they can access it at all. Rejections and slow approvals are the norm.
×4
Fragmented manual processes
Verification, approval and drawdown crawl through multiple intermediaries and paperwork. NexA replaces it with one digital workflow.
BOOST
MYR-denominated, attractive short term yield
0%
Additional debt on the Buyer's balance sheet
T+0
Digital invoice approval — no paper trail
Platform Overview
From invoice approval to same-day supplier payment — how deep-tier supply chain finance works.
How NexA Works
No paperwork, no collateral, no waiting — from approval to cash the same day.
1. APPROVE
Approve a supplier invoice
Approve an invoice in one click. That approval becomes a binding promise to pay — it can't be withdrawn.
2. GET PAID
Suppliers are paid the same day
Every supplier in the chain receives cash the day you approve — at your credit rate, with no collateral.
3. SETTLE
Settle at maturity
You pay the invoice as normal on its due date. Investors earn a short-duration return.
Our Advantages
No collateral needed
Financing is secured by the approved invoice itself — never your assets or existing credit lines.
Every supplier tier reached
From Tier 1 down to the deepest sub-contractor — tiers banks have never been able to finance.
Any invoice size
RM 30,000 or RM 10 million, funded the same way. No minimum deal size, no restructuring.
Zero balance-sheet impact
For buyers it isn't debt — off-balance-sheet by design. You simply honour invoices you already approved.
Money held on trust
Investor funds are ring-fenced on bare trust, separate from the Operator, in Ringgit at 1:1.
Our solution
Connecting deep-tier suppliers to affordable liquidity through a secure, transparent, and regulated platform.
For Anchor Buyers
Your invoice approval and payment commitment is the credit anchor that lets your entire supply chain access affordable liquidity. On your terms, at no cost to your balance sheet
Credit Anchor
Your corporate credit rating sets the financing rate across your supply chain. Stronger Buyer credit means cheaper liquidity for your suppliers — financing is anchored to you, not to SME credit risk.
Extended payment terms, healthier suppliers
Keep your existing payment cycle while suppliers get paid early. Financially healthy suppliers deliver on time and at full capacity — cutting your supply disruption risk.
Zero balance-sheet impact
NexA financing is not Buyer debt. Off-balance-sheet by design — no gearing, no ratio impact, no facility utilisation. You simply honour the invoices you already approved.
ESG & supply chain resilience
Demonstrable fair-supplier-treatment credentials for ESG reporting and procurement governance — extended to the deep tiers where it matters most.
0%
Additional debt on your balance sheet
RM 1:1
LP Token to Ringgit parity · zero FX risk
2–4 wks
Typical end-to-end onboarding
For Sophisticated Investors
Invest in ring-fenced Buyer Sub-Pools backed by the payment certainty of established, credit-rated Malaysian corporates. One sub-pool per Anchor Buyer — you choose the credit you're exposed to.
One daily NAV. One source of truth.
A single NAV per unit is struck daily — receivables accrete toward face value, STI income passes through at 100%, and platform fees are extracted at purchase so the published NAV is already clean.
Your capital does the financing
Receivables typically mature in 90–180 days and proceeds redeploy immediately into new cycles — compounding returns through multiple cycles per lockup.
Pick your exposure
Each sub-pool holds one Anchor Buyer's receivables only. Diversify across buyers and tenors on your own terms — no commingled credit.
We can work together
We partner with a diverse network of capital providers and businesses to power efficient, accessible supply chain financing.
Sophisticated Investors
Powering liquidity
Treasuries, banks, high-net-worth individuals, corporates and institutions fund our ring-fenced sub-pools and earn attractive, risk-adjusted, RM-denominated returns.
→ Enable fast, scalable invoice financing
Enterprises
Driving supply chain financing
Anchor Buyers extend affordable liquidity across their supplier ecosystem — strengthening deep-tier resilience while keeping their own balance sheet untouched.
→ Expand financing across their ecosystem
SMEs & Suppliers
Turning invoices into cash
Suppliers at every tier convert approved invoices into immediate working capital at Buyer-anchored rates — no collateral, no lengthy approvals.
→ Improve cash flow, grow with confidence
Anchor Buyers · 2–4 weeks
KYC & AML verification
Corporate identity verification and AML screening, guided by our compliance team.
~3–5 business days
Credit assessment
Corporate credit profile assessed to set the Base Rate for your dedicated sub-pool.
~3–5 business days
TMA execution
Execute the Tripartite Master Agreement electronically — standard terms, no lengthy negotiation.
~3–7 business days
Go live
Sub-pool activated. Approve invoices; your suppliers access financing immediately.
Day 1 of activation
Sophisticated Investors · 1–2 weeks
KYC & accreditation
Identity verification, AML screening and sophisticated investor confirmation.
~3–5 business days
Fund & mint
Remit Ringgit to the trust account; LP Tokens minted 1:1; units issued at the prevailing NAV.
T+1 banking day
Choose your sub-pool
Select your Anchor Buyer sub-pool. Capital deploys immediately into trade receivables.
Immediate on activation
Track daily — Daily Unit Price update
Monitor your unit NAV on the Investor Portal and redeem at the prevailing NAV per unit.
Distribution within 2 business days
Latest from NexA
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The company behind NexA — proven, internationally recognised.
August 2026
Top 30 finalist, AFA Awards 2026
Financial Infrastructure Award — among 88 nominations region-wide.
Winner announced 1 Sep 2026Read more
2026
Emerging Bull Award — Malaysia 2026
Named to the Golden Bull Award Malaysia Hall of Fame.
Read more
August 2025
SOC 2 Type II certified
Independently audited security, availability and data controls.
Read more
Schedule an introductory call with our Business Development team for a platform demonstration and sandbox walkthrough — whether you're an Anchor Buyer, a supplier network, or a Sophisticated Investor.
This page is for informational purposes only and does not constitute an offer, solicitation, or investment advice. NexA is the platform built by V Systems (Virtual Economy Technology Sdn Bhd). V Systems is a participant in the Securities Commission Malaysia Regulatory Sandbox. Participation does not constitute an approval, registration, authorisation or licence to operate commercially, nor an endorsement by the SC.
