Investors
Powering liquidity
Treasuries, banks, high-net-worth individuals, corporates and institutions fund our ring-fenced sub-pools and earn attractive, risk-adjusted, RM-denominated returns.
Enable fast, scalable invoice financing
From invoice approved to supplier paid- in hours, not 180 days.
Deep-Tier Supply Chain Finance, Anchored by Corporate Credit
NexA is a regulated digital marketplace for the tokenisation of approved trade receivables. It allows Suppliers at all tier depths to access affordable liquidity backed by Buyers. Deeper supply chain liquidity for smarter, more inclusive finance.
NexA is under the SC's sandbox for alternative financing.The problem we solve
Bridging the Financing Gap in Malaysia
Traditional and alternative finance have grown, but SMEs still struggle to join in. Strict liquidity & collateral requirements and high operating costs leave over 1M Malaysian SMEs — which contribute 38% to GDP — underserved. We aim to change that.
60-120
Day payment gaps
Suppliers wait months for payment, starving them of the cash needed to fulfil new orders and grow.
70%+
Invisible deep-tier suppliers
Tier 2 and Tier 3 suppliers are unknown to the Anchor Buyer and entirely excluded from conventional supply chain finance.
>50%
SME applications declined
SMEs pay premium rates for working capital, when they can access it at all. Rejections and slow approvals are the norm.
×4
Fragmented manual processes
Verification, approval and drawdown crawl through multiple intermediaries and paperwork. NexA replaces it with one digital workflow.
RM 80B+ Malaysia's annual SME trade finance gap
BOOST
Indicative investor yield, RM-denominated
0%
Additional debt on the Buyer's balance sheet
T+0
Digital invoice approval — no paper trail
Platform Overview
See NexA in 90 seconds
From invoice approval to same-day supplier payment — how deep-tier supply chain finance works.
How NexA Works
Working capital in three simple steps.
No paperwork, no collateral, no waiting — from approval to cash the same day.
Our solution
From invoice approval to settlement — one platform, one agreement, one digital workflow.
Approves invoice + issues IPU
The Buyer digitally approves the supplier’s invoice and simultaneously issues an Irrevocable Payment Undertaking (IPU) — the legal backbone of the receivable.
ROR Token minted
A ROR Token representing the receivable is minted with the IPU and maturity date embedded — self-evidencing and fully auditable.
Financed in LP Tokens
The supplier receives LP Tokens (1 LP = RM 1.00) as an advance, net of the financing rate and origination fee — funded by the investor sub-pool.
Buyer pays face value at maturity
Proceeds are received on statutory trust and distributed immediately to the sub-pool — generating the return that flows to investors as NAV appreciation.
Our solution
The NexA Solution: A Connected Ecosystem
Anchor Buyer
Tokenised Invoice
NexA Platform
Token
Suppliers (Tier 1-N)
Token Deployment
Professional Investors / Liquidity Providers
Connecting deep-tier suppliers to affordable liquidity through a secure, transparent, and regulated digital marketplace.
For Anchor Buyers
You are the cornerstone of the platform.
Your invoice approval and payment commitment is the credit anchor that lets your entire supply chain access affordable liquidity — on your terms, at no cost to your balance sheet.
Credit Anchor
Your corporate credit rating sets the financing rate across your supply chain. Stronger Buyer credit means cheaper liquidity for your suppliers — financing is anchored to you, not to SME credit risk.
Extended payment terms, healthier suppliers
Keep your existing payment cycle while suppliers get paid early. Financially healthy suppliers deliver on time and at full capacity — cutting your supply disruption risk.
Zero balance-sheet impact
NexA financing is not Buyer debt. Off-balance-sheet by design — no gearing, no ratio impact, no facility utilisation. You simply honour the invoices you already approved.
ESG & supply chain resilience
Demonstrable fair-supplier-treatment credentials for ESG reporting and procurement governance — extended to the deep tiers where it matters most.
0%
Additional debt on your balance sheet
RM 1:1
LP Token to Ringgit parity · zero FX risk
2–4 wks
Typical end-to-end onboarding
For Accredited Investors
Short duration, RM-denominated trade finance returns — uncorrelated to equity markets.
Invest in ring-fenced Buyer Sub-Pools backed by the payment certainty of established, RAM-rated Malaysian corporates. One sub-pool per Anchor Buyer — you choose the credit you’re exposed to. Indicative yields of 6.5%–8.0% p.a.
One daily NAV. One source of truth.
A single NAV per unit is struck daily — receivables accrete toward face value, STI income passes through at 100%, and platform fees are extracted at purchase so the published NAV is already clean.
Your capital does the financing
Receivables typically mature in 90–180 days and proceeds redeploy immediately into new cycles — compounding returns through multiple cycles per lockup.
Pick your exposure
Each sub-pool holds one Anchor Buyer’s receivables only. Diversify across buyers and tenors on your own terms — no commingled credit.
We can work together
Who we work with
We partner with a diverse network of capital providers and businesses to power efficient, accessible supply chain financing.
Enterprises
Driving supply chain financing
Anchor Buyers extend affordable liquidity across their supplier ecosystem — strengthening deep-tier resilience while keeping their own balance sheet untouched.
Expand financing across their ecosystem
SMEs & Suppliers
Turning invoices into cash
Suppliers at every tier convert approved invoices into immediate working capital at Buyer-anchored rates — no collateral, no lengthy approvals.
Improve cash flow, grow with confidence
Two journeys measured in weeks, not months.
Anchor Buyers · 2–4 weeks
- 1
KYC & AML verification
Corporate identity verification and AML screening, guided by our compliance team.
3–5 business days
- 2
Credit assessment
Corporate credit profile assessed to set the Base Rate for your dedicated sub-pool.
3–5 business days
- 3
TMA execution
Execute the Tripartite Master Agreement electronically — standard terms, no lengthy negotiation.
3 business days
- 4
Go live
Sub-pool activated. Approve invoices; your suppliers access financing immediately.
Day 1 of activation
Investors · 1–2 weeks
- 1
KYC & accreditation
Identity verification, AML screening and accredited investor confirmation.
3–5 business days
- 2
Fund & mint
Remit Ringgit to the trust account; LP Tokens minted 1:1; units issued at the prevailing NAV.
T+1 banking day
- 3
Choose your sub-pool
Select your Anchor Buyer sub-pool and product — Series (fixed) or Participatory (NAV). Capital deploys into receivables.
Immediate on activation
- 4
Track daily NAV
Monitor your unit NAV on the Investor Portal; redeem at the contracted price (Series) or prevailing NAV (Participatory).
Distribution within 2 business days
Ready to join the platform?
Schedule an introductory call with our Business Development team for a platform demonstration and sandbox walkthrough — whether you’re an Anchor Buyer, a supplier network, or an accredited investor.