For Suppliers
Stop Waiting. Get Paid Today.
NexA lets you convert approved invoices into same-day cash advances — simply, digitally, and transparently.
Our Benefits
Approved invoices, unlocked as cash
Your invoice is approved — but payment is still 30 to 180 days away, while your salaries, suppliers, and rent can't wait that long. Bank financing is slow and demands collateral most SMEs don't have. NexA turns an invoice your buyer has already committed to pay into cash in your account today.
Why suppliers choose NexA
Same day cash
Submit a financing request and receive your advance on the same business day. No waiting, no lengthy approvals — your buyer has already confirmed the invoice.
Finance part or all
You decide how much to finance. Pick a partial amount or the full invoice — you're not locked in. Only pay for what you use.
No hidden charges
One flat origination fee plus pre-deducted interest. Your exact net advance is shown upfront before you accept. Nothing else.
We make it simple
How it works
Your buyer approves
Your Anchor Buyer reviews and approves your invoice on the NexA platform. This creates an Irrevocable Payment Undertaking (IPU) — their binding commitment to pay on the due date.
You request an advance
Log in to your NexA supplier dashboard. Select the approved invoice, choose the amount you want to finance, Review the exact net advance, and accept in one click.
Funds hit your account
Your net advance is credited the same business day. On invoice maturity, your buyer settles directly with NexA — nothing more is required from you.
Transparent
Fees — plain and simple
- Origination fee: 1% flat (up to), deducted upfront
- Financing rate: 9%–18% per annum, applied only to the amount financed and the days remaining to maturity
- No monthly fees, no platform subscription charges
- No penalty for not using the facility — you only pay when you choose to finance an invoice
Your invoice becomes a digital, transferable asset
When your invoice is financed, NexA mints a ROR Token — a digital, blockchain-recorded proof of your buyer's irrevocable promise to pay. It's fungible and fractional, tamper-proof, and fully auditable — and it can be transferred directly to your own downstream suppliers to settle what you owe them, passing the benefit of early payment further down the chain.
How to access NexA
Tell us who your Anchor Buyer is, and we'll help get the conversation started with them. Once your buyer is onboarded and invites you onto the platform, you'll complete a simple onboarding process — including identity and KYC verification — and your account is ready.
Your money is safe
NexA is the platform built by V Systems (Virtual Economy Technology Sdn Bhd), a participant in the Securities Commission Malaysia Regulatory Sandbox. Funds are held in a segregated LP Trust Account at CIMB Bank Berhad, ring-fenced from VET's own assets. Your buyer's IPU is a legally binding, irrevocable commitment — once you receive your advance, the money is yours, and any subsequent commercial dispute with your buyer does not affect it. This is not a loan: you have sold your invoice, and you owe nothing back to NexA.
Frequently asked questions
NexA is a digital financing platform that lets you receive early payment on invoices your buyer has already approved. Instead of waiting 30, 60, 90 or 180 days, you can request an advance and receive funds — minus a small fee — within the same business day, without taking on debt.
Only invoices your Anchor Buyer has formally approved on the platform, which means they've issued an Irrevocable Payment Undertaking (IPU) to pay on the due date. Unapproved or disputed invoices cannot be financed.
The platform financing rate ranges from 9% to 18% per annum, applied only to the financed amount and the days remaining to maturity, plus a flat origination fee of up to 1%. No monthly fees, no subscription charges, and no penalty for not using the facility.
Any commercial dispute over delivery, quality, or returns is resolved through your normal commercial channels and does not affect financing you've already received. The advance is based on your buyer's IPU, which is legally separate from the commercial transaction — once received, the money is yours.
Yes. NexA is the platform built by V Systems (Virtual Economy Technology Sdn Bhd), a participant in the Securities Commission Malaysia Regulatory Sandbox. Investor funds are held in a segregated LP Trust Account at CIMB Bank Berhad. As a supplier, you have no further financial exposure once your advance is credited.
Start getting paid sooner.
Schedule an introductory call with our Business Development team for a platform demonstration and sandbox walkthrough.
This page is for informational purposes only and does not constitute an offer, solicitation, or investment advice. NexA is the platform built by V Systems (Virtual Economy Technology Sdn Bhd). V Systems is a participant in the Securities Commission Malaysia Regulatory Sandbox. Participation does not constitute an approval, registration, authorisation or licence to operate commercially, nor an endorsement by the SC.